Jalan Sukses: Wallet

Monday, November 12, 2018

Gozo Multi-token Crypto Wallet and Loyalty Reward Review

About Gozo

Gozo is the first blockchain-enabled multi-token crypto wallet, loyalty reward points clearinghouse, and travel club on the blockchain. Gozo is providing greater efficiency, liquidity and travel savings to consumers.

Gozo offers a unique combination of a wallet and conversion of loyalty travel points and member benefits. The firm will focus on the consumer end and will provide immediate tangible value, with the universal blockchain Gozo wallet, affiliate crypto token rebates, built-in loyalty points clearinghouse and PLUS member benefits access.

Gozo will help consumers bring together all of their loyalty rewards programs (hotels, airlines, even credit cards) into one easy to use platform, so they can aggregate, track, store, exchange, and cash-in loyalty rewards points. Loyalty points could be exchanged for air miles, gifts, car rentals, online and offline store purchases, or additional perks like seat upgrades and VIP lounges when traveling or for Gozo tokens, which can be swapped for other crypto tokens or fiat money.

Businesses can as well customize the GOZO tokenized reward platform to fit their loyalty reward plan for their customers, providing the business with greater network efficiency, consumer transparency, and ultimately overall cost savings and reduced financial liability.

Gozo Platform Features

Multirole Utility Token

Enables exchange and liquification of loyalty reward points from various providers.
Enables membership on the Gozo PLUS travel club.
Grants access to wholesale priced travel products and services.
Acts as a universal loyalty reward token for use on the Gozo platform.

Wallet and Loyalty Point Clearinghouse

Users can hold, send, and receive the GOZO token, and 100+ of the most popular crypto tokens.
Track, manage and exchange both off-chain and on-chain loyalty reward points from multiple loyalty reward programs.
Cryptocurrency and Loyalty reward points can be exchanged for GOZO tokens or other loyalty reward points, seamlessly in the wallet, or for other crypto tokens through an integrated exchange.

PLUS Travel Club

Gozo has partnered with one of the largest global travel aggregators in the world.
Gozo Wallet holders can join the Gozo PLUS travel club with a monthly or annual fee in GOZO tokens, or equivalent in fiat.
Gozo PLUS members earn additional GOZO tokens for all their travel purchases on Gozo PLUS booking engine and also monthly per their membership tier.
Club Features: 1) Travel savings that range from a low of 5% up to 30% or even higher for special deals. 2) High value travel benefits including premium airport lounge access, travel insurance, medi-jet evacuation, a best price promise, and much more, all included as part of the travel club membership.

How it works?

With Gozo, consumers can track off-blockchain loyalty reward programs like their hotel and airline rewards, alongside on-blockchain tokens like Ethereum, Bitcoin, and 100+ other cryptocurrencies.

Gozo wallet holders will be able to aggregate, track, store, exchange, and liquify their off-chain loyalty rewards points and on-chain crypto assets directly from within the wallet, leveraging Stellar’s built-in decentralized exchange feature. Users can, directly from within the Gozo wallet, exchange loyalty rewards points amongst themselves, convert loyalty rewards points to Gozo tokens, and exchange Gozo tokens to any other crypto token or fiat.

Gozo Team

Gozo’s Co-Creator, Roy Labban and Ziad Nassar, are the core team at Gozo. Roy Labban have spent the last 25 years leading the development and implementation of complex database, computer simulation, and artificial intelligence software systems. Ziad has worked with more than a hundred start-ups and Fortune 1000 brands building several (loyalty reward) platforms and apps that have reached hundreds of thousands of registrations per month, has served more than 20 billion ads, and managed more than 15 million social media fans over his 20 year career.

Gozo also have combination of top advisors who has various domains including the travel and loyalty rewards industry, marketing, compliance, regulatory, and other relevant expertise.

Gozo Token Detail and ICO

GOZO is an utility token within the Gozo platform. The token is built on the Stellar Blockchain. GOZO tokens can be used to redeem loyalty points and to exchange them for digital currency. Members can also use Gozo tokens to subscribe to the Gozo PLUS travel club, which provides access to wholesale priced travel products and services, as well as to exclusive travel benefits such as airport lounge access and global concierge services.

Currently, the company is raising contributions from a private sale at 30% discounts, looking at institutional investors for the initial tranche, pre-ICO, and attending global shows, pitching the idea in the US, Europe, and Asia. Gozo sets an initial hard cap to $16 million.

For more information about Gozo, you can visit online at https://www.gozo.io/ or visit their whitepaper available at https://www.gozo.io/Gozo-Whitepaper-V2.0.pdf.

Author:

Bounty0x Username: jokowaru

Saturday, November 3, 2018

XendBit: Decentralized Exchange And Cryptocurrency Wallet

Since the popularity of Bitcoin within the developed economies, the crypto-currency phenomenon seems to be gaining traction in Africa with trade activities increasing in geometrically across many African cities. However, accessibility still remains a challenge as most exchange services are designed for the elite class with many users often relying on referrals to unverified over-the-counter traders who sometimes defraud novice buyers. Further, the centralized exchanges mostly used in these African countries are susceptible to security from both external and internal culprits.

What Is XendBit?

XendBit is a decentralised blockchain platform for remittances, payments, aid disbursement, store-of-value and credit. The XendBit wallet uses bank-verified KYC and is being developed as an exchange. XendBit will be a platform to enable new blockchain-based financial services, taking advantage of the new opportunities presented by the blockchain ecosystem such as smart contracts, ICOs, crypto-loans, venture financing, and tokenization which will power digital identities, certificate registration and verification services.

How XendBit Works?

Users are expected to download the XendBit wallet by choosing one based on their device such as a wallet for Android, MacOS, or Windows among others. The user will then have to buy coins from a list of sell orders in the exchange order book. The user can now send or receive Bitcoins or other digital coins to and from other wallets.

The XendBit exchange will have updated market information allowing traders to make informed trading decisions. There will be no hidden fees as all the fees are fully disclosed. The exchange also offers instant trading with blockchain wallet signed trades. The exchange is secured with encryption and biometric security to ensure the security of the user’s data.

XendBit Features

A few features set XendBit apart from other exchanges and wallets. They include:

XendCash

Remitting cryptocurrencies and instantly transferring value in any currency anywhere in the world through instant settlements.

XendAid

Leveraging blockchain technology to empower and provide grants and disburse aid by transparent, immutable & cryptograhic processes.

XendCredit

Application of blockchain technology for financial inclusion with access to credit after account creation.

The Target Market

In Africa there exist a number of exchanges and blockchain start-ups in the crypto space, and a few are leveraging crypto-currency usage for cross-border trades and payments. The activities suggest a good time for serious players to come in, while the infrastructure for local take-off of digital assets is solid and robust enough. The liberalisation of telecommunication across the continent has enabled internet accessibility to a great extent with about 50% of the African population now having mobile phones according to GSMA. This is complemented by the fact that for the past two years, smartphone usage in the continent has doubled to reach an impressive 226 million subscribers.

The financial services industry is also positively accommodating the old and new players like MPesa, Paxful, BitPesa and Luno contributing to transaction volumes of over $100 billion within the payments and remittance space. Some of the banks are now lobbying for rights to trade crypto-currencies, though most of the region’s central banks are keeping the banks focused on traditional fiat based services. The next wave yet to impact the continent is that of crowd funding capabilities of the Blockchain such as Initial Coin Offering (ICO) and other token based initiatives.

Benefits of XendBit?

Unlike most global exchanges which are centralised, XendBit is the first decentralised digital asset exchange focusing on Africa.

Reduced Transaction Cost

XendBit features Xendcoin, which is native to the XendBit DEX. Transactions based on Xendcoin will attract lower fees.

Localised Tether Coins

As P2P trading becomes more fluid, traders can engage and settle trades faster than bank transfers or foreign TetherCoins.

Easy Bank Integration

The XendBit blockchain platform is able to integrate with most banks in Africa and beyond including Nigeria, Ghana, Kenya, South Africa and Rwanda.

Token Sale

The initial Coin Offering (ICO) will be based on XendBit native token, XENDTOKEN. XendToken (XTN) is being offered as ERC20 tokens on the Ethereum blockchain. There will be a total 100,000,000 XTN tokens (out of a total of 200,000,000) for a capital injection of $15,000,000 softcap and $20,000,000 hardcap.

The private sale will end by the start of the presale on December 1, 2018 and will require a 1.25 Ethereum minimum contribution. All bonus structures will be decided and published before the public presale.

The public presale will end by January 2nd, 2019 and will be followed by the public sale and Initial Coin Offering (ICO) on 3rd Jan 2019, which will end either when the target is reached or on February 15, 2019, whichever is earlier.

Token Distribution