Pngme: Mobile Payment, Saving, and Universal Credit Score

While the cryptocurrency markets are in turmoil, the industry continues to build and move forward with exciting new developments. One such development comes from a growing cryptocurrency banking services.

The cryptocurrency banking services provider we speak of is Pngme.com, a digital banking alternative to the traditional brick and mortar banking system and supporter of cryptocurrency. Meet the first account that combines everyday banking features with ones built for the crypto economy. With just a few clicks you can make international payments, Lend and borrow money, and Earn interest on the money saved.

Pngme: Borderless Payments, Lending, and Credit

The reason why cryptocurrencies have not achieved mainstream adoption is that the majority of people still think of them only as another store of value, a risky investment and nothing else. The truth is, Bitcoin and cryptocurrencies are much more than that.

Pngme offers its clients a multifunctional platform of banking service, which represents a hybrid system combining digital and traditional currencies. The use of digital currencies makes operations faster and cheaper, while traditional currencies guarantee practically all-round acceptance and validity. One account combination allows clients simultaneously using advantages of both types of currencies. All main operations of Pngme will be available through mobile bank. 

With Pngme mobile banking, users can receive loans and credits, immediate fund transfer all over the world, and bank deposit opening. Reward programs will also be organized with the possibility to receive loyalty reward on referral system or Pngcoin balance saving. 

Moreover, Pngme mobile banking application concerns to implement Blockchain technology to ultimately achieve a decentralized and cashless society without relying on trusted third parties such as banks. Also, tools such as smart contracts promise to automate many problematic processes in the banking sectors, from compliance and processing requirements to content distributions.

Pngme Features

The Pngme cryptocurrency mobile banking offers the following features:

• Mobile Payments: Low or fee-less mobile payments in your local or digital currency
• Everyday Accounts: Easily create a daily spending account for everyday mobile payments
• Loan Marketplace: Lend and borrow money on Pngme at competitive interest rates
• Credit Score: Algorithmic credit score created from a user's mobile digital footprint
• Piggy Bank: Earn interest on the money saved in your Pngme piggy bank account
• Rewards: Earn Pngcoin rewards when you refer friends and save Pngcoin

Pngcoin (PNG)

The Pngme ecosystem will have its own Pngcoin (PNG). Pngcoins are implemented on the public Ethereum blockchain as an ERC-20 compliant. The total supply is 1,192,258,185 PNG. The initial price of private sale will be 1 PNG = $0.02. 

Token Details

• Name: Pngcoin
• Platform: Ethereum, ERC-20
• Symbol: PNG
• Private Sale Price: $0.02
• Total supply: 1,192,258,185

Pngme Team

Pngme is led by Brendan Playford, Founder/CEO. Brendan has vast experience in FinTech along with comprehensive entrepreneurial background. He also has a strong trend forecasting ability in developing distributed system and blockchain architecture. Thus, the potential of Blockchain technology prompted him to develop Pngme, the mobile cryptocurrency bank.

Other team member of professionals and experts, including:

• Cate Rung, Founder/COO
• Giovanni Valdenegro, Product Designer
• Ashley Wilson, Business Operations
• Mashiat Mutmainnah, Data Science Engineer
• George Mosomi, Engineering
• Peter Okwara, Blockchain Engineering

Pngme Verdict

Pngme will become a fully digital bank, accessible all over the world and at any moment. It will conduct all functions of a typical bank but without any bank departments and front-offices maximum relying on new digital technologies. This will allow Pngme to become one of the most inexpensive banks in the world with a very profitable level of cost-to-profit ratio.

For more information about Pngme, you can visit online today on their Website, Whitepaper, or gain information on their Telegram Group, Twitter, Facebook, and LinkedIn accounts.


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HubrisOne: Bridging the Gap Between Fiat and Cryptocurrency

Cryptocurrency runs on a decentralized blockchain technology platform – unlike Traditional banking sectors. Cryptocurrencies are playing a huge role in day to day financial transactions but the traditional banks are imposing several regulations that are stopping from fiat to cryptocurrency swapping and vice versa.

Cryptocurrency is creating a revolution when it comes to the financial transactions across the globe but with so many rules and regulations, lack of the contextual information around the transaction, anonymity, and lack of customer service and full banking services are the main issues that are faced by cryptocurrencies in the present situation.

Cryptocurrencies have so many monetary benefits  which will help in improvisation economy of  countries, but mostly scared of the above mentioned consequences and aren't ready to invest in these currencies. This is how a gap formed. In order to bridge the gap, a new age bank named HubrisOne entered into the market. What is HubrisOne? Let's find out in this brief review.

About HubrisOne

HubrisOne is a digital bank supports various types of cryptocurrencies without any hassle and trades them with different type of fiat currencies. Any user who registers themselves with HubrisOne will allow to instantly create EUR, GBP and USD currency denominated bank accounts, or connect their existing bank accounts, and create up to 200 cross-chain cryptocurrency wallets all within a few taps. 

HubrisOne users will also get a separate International Bank Account Number (IBAN) and the Bank Identity Card (BIC) and UK ranking codes and account numbers in seconds, creating a personal accounts ecosystem for savings, college funds, or holiday savings. With this program, users can make their employees pay the salary safely or send invoices, all in their hands.

HubrisOne  will work on two blockchains, this is ERC20 Ethereum as a utility for accessing HubrisOne functions and Stellar blockchain infrastructure, an international money transfers costing a fraction of a cent and settled within 5 seconds. On top of that HubrisOne provides its services for customers available 24/7. This will help the customers who are in various time zones to get access to the customer service without any fuss. 

HubrisOne mission is to connect the old world of finance and banking to the new world of cryptocurrencies. In a new, secure, regulated and user-friendly way. Designed and built from the ground up to open the doors of blockchain technology and cryptocurrency to each person, regardless of location and socioeconomic background.

Benefits of HubrisOne

HubrisOne built and designed to be the connector of the world of banking to the new world of cryptocurrencies. There are huge benefits of HubrisOne to its users. It delivers the following features:

• Period traceability and following of funds, users may recognize once and wherever their transfer is in the slightest degree times
• International payments victimization the stellar blockchain property across international banking payments networks
• A rapid on-demand settlement, after you transfer with quicker payments or SEPA (usually at intervals 2-4 hours)

HubrisOne permits users to consolidate their new and existing portfolios underneath one roof while maintain their fund management company. There're simplifying wealth management solutions for our users by incorporating information power-driven insights and analytics, an enormous breadth of investment finance merchandise, from cryptocurrency indexes to ancient S&P world index and more:

• Withdraw or add funds directly from your HubrisOne checking account in seconds.
• Access third-party funds and wealth manager's victimization the hauteur Token.

HubrisOne Token (HBRS)

The HBRS token is going to be the bloodline of the HubrisApp. It is Application's essential component. It is going to be a useful utility token at intervals the platform, this may enable users, investors, and customers to access the subsequent, the list isn't thorough and any functionalities is also side in due course.

In conclusion, HubrisOne is a new age bank provides various latest and innovative features that will help in using the cryptocurrencies for everyday transactions. Imagine that conversion and Fiat transactions into a cryptocurrency will be carried out in a few taps, there is no need to send cryptocurrency from one supplier to another. All in one application and do not have to rush between exchanges and banks. Users will be able to store and access their cryptocurrency funds directly from the HubrisOne application. Full ownership of keys, freedom, it is planned to add up to 200 cryptocurrencies, as well as altcoins. Simple transfer between a cryptocurrency wallet and yoursHubrisOne bank account, transfers worldwide using a secure HubrisOne debit card, sending cryptocurrency for friends, family or exchanging in a few clicks.

Useful Links:

Website: https://www.hubrisone.com/

Whitepaper: https://drive.google.com/file/d/1enh6bm59MXPMmQ8MVKXs68iShXD45L7p/view

ANN Thread: https://bitcointalk.org/index.php?topic=5039930.0

Telegram: https://t.me/HubrisOneOfficial

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Criptograin: Automatic Accumulation Service

Interest rates on deposits at banks, and even credit unions, are so low as to hardly be worth the bother. Deciding to put your money in an interest-bearing account may seem like a no-brainer. Banks make most of their profits by taking in deposits, lending the money out in loans, and receiving more interest income than they pay out.

On the other hand, asset development is seen by many as a key to bringing individuals, families, and communities out of poverty. But not everyone seizes the opportunity. Most people, especially citizen of developing countries, still have to struggle against low salary, and have lack of financial management knowledge.

Despite all the facts mentioned above, everyone has the opportunity to start saving today with the help of Cryptograin that introduces service and modern technologies to allow accumulating. What is Cryptograin? and how it works? you can find the answer on this article.

Cryptograin is a service represented by a mobile application and web-version that allows making personal savings in fiat and cryptocurrency assets in automatic and semi-automatic mode, supports the use of highly liquid cryptocurrencies, such as Bitcoin, Ethereum, Litecoin, etc. The conversion of fiat funds into cryptocurrency assets takes place in real time. 

The main goal of the Сryptograin service is to provide a convenient and functional savings tool for as many users as possible and to cover a broader target market in a variety of countries.

The service allows overcoming the gap between fiat funds and cryptocurrencies, and also offers a full-fledged ecosystem for the process of transferring funds to cryptocurrency and fiat assets. You will be able to save money for your own needs (to make savings, for example, to retire or save for a specific goal) using a bank card every day without paying attention to it, i.e. in an automatic mode. 

The service also works without a bank card binding for permanent payments, and a user has the opportunity to transfer his or her fiat and cryptocurrency funds into the Сryptograin service of fast savings. A user is able to store funds in the wallet of the service, exchange them into other cryptocurrencies, and also withdraw funds to payment cards in fiat currencies. Users will receive a decentralized savings account for the funds. This service differs from traditional banks. Banks will not be able to ensure the return that digital assets are able to provide, i.e. cryptocurrency.

Cryptograin will serve its users with the following key function:

• Rounding off the sums of transactions when shopping in stores and retail outlets, and automatic transferring of the difference to your wallet service
• Rounding off the sums of transactions when depositing a bank card (incoming funds transfer), and automatic transferring of the difference to your wallet service
• Performing a fixed daily transfer of identified sum to your wallet service
• Performing a fixed weekly transfer of identified sum to your wallet service
• Performing an instant exchange of cryptocurrencies in the service chat, with "cryptograin" protection of the transaction
• Inviting friends to the service and participating in the loyalty program allowing to get bonuses
• Issuing gift certificates with different value in cryptocurrency
• Performing a fixed monthly transfer of identified sum to your wallet service
• Performing an instant transfer of cryptocurrencies in the service chat to another user of the service, with "cryptograin" protection of the transaction
• Withdrawing funds to digital wallets and debit cards
• Transferring funds to your wallet service in accordance with a convenient schedule and the amount chosen
• Investing in securities

Funds transferred to a personal account are automatically exchanged to a user's chosen fiat or crypto currency. Thus, the accumulation process is performed without direct participation of a user. A user is able to observe how his or her funds are increasing in the mobile application, and if a user wants to withdraw funds, he or she simply chooses this option in the application and indicates where to withdraw the funds.

Users can accumulate the money with Cryptogain through these following services:

THROUGH ADDING A BANK CARD

Users added his/her bank card to the service, and each time they used the card as a payment, their account was credited in his national currency, that automatically converted into cryptocurrency. 

THROUGH REGULAR DEPOSIT 

In this accumulation service, users can set the amount of his/her cryptocurrency investment and scheduled it regularly. E.g. you chose to deposit the funds to your account twice a week set up in the service that each transaction was 5 USD, and the accumulation of funds to be in fiat currency, Thus, every week you can save 10 USD, that is 40 USD per month and 480 USD per year. You were able to accumulate 480 USD with the help of Cryptograin service, which was an achievement, as earlier it did not work for him.

THROUGH GIFT CERTIFICATE

Cryptogain is issuing cryptocurrency certificate with certain amount of value. The certificate can be used as a birthday present, etc. The person with the certificate will automatically receive the exact value of cryptocurrency. The certificate will work as an investment, if he/she does not spend it immediately, he/she will be able to accumulate capital due to increasing value of the cryptocurrency. It is possible to set a date when the certificate can be used. 

For more information about Cryptograin, you can visit the company important links below:

Twitter: https://twitter.com/cryptograin_io

Facebook: https://www.facebook.com/cryptograin

Telegram: https://t.me/cryptograin

YouTube: https://www.youtube.com/watch?v=PFdKO8-EfNs

Whitepaper: https://cryptograin.io/whitepaper/

Website: https://cryptograin.io

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BitBose's Platform Features & Token Informations

BitBose represents the smartest & most transparent cryptocurrency and the most advanced crypto exchange in the current digital currency industry. Developed on Ethereum blockchain, the company also stands out with the guarantee of faster funds transfer as well as lowest and fairest exchange rates.

BitBose Platform mission is to create the decentralized complete bank solution which will not just distrupt normal banking structure but also provide several investment opportunities based upon blockchain technologies.

Part of the uniqueness of Bitbose lays in its versatile usability. This 100% decentralized cryptocurrency can be used for a number of things other than just trading or purchase of services and goods.

A solid team of Bitbose that is made up of professional software developers, bankers, traders, and blockchain experts backs the token. The token will have a variety of uses other than the use of buying goods and services on the platform. The BOSE token holders will have an advantage, as they will be able to earn passive returns through the crypto/fiat mining program.

BitBose PLATFORM SERVICES

SPIKE- THE HYBRID INTELLIGENT TRADING BOT

The Bitbose platform will have the smart portfolio management bot that will have several solid components that will ensure investors have a stable passive income.

CRYPTO/FIAT FINANCE BACKED BY BLOCKCHAIN

The platform will also have the Bitbose crypto loans program that will allow users to be able to receive real cash by holding to their crypto assets in a secured platform. The program offers an easy way for users to get money without having to sell their crypto assets. The program will have an easy to borrow and lend application, almost instant approval of loans and the borrower will get their cash instantly since it will be credited to borrower’s bank account. The interest rates are also competitive and do not have advance payment requirements. Another significant feature of the program is the lack of a capital block. Users of the program can withdraw their assets back anytime.

MINING PROGRAM

The Bitbose mining program lets you mine BOSE tokens to generate a stable income stream by use of this method. By use of cryptocurrency mining, the miners confirm all the transactions that have taken place and in return, they get a reward. The first miner to validate the transaction will be rewarded. Due to the reward, other miners are encouraged to be part of the mining process. This high number of cryptocurrency miners increases the validation of a transaction and makes the transaction more secure.

BITBOSE WALLET

The team has come up with a unique, modern, and secure wallet that can be used for the storage of BOSE tokens. The teams of developers have extensive knowledge and will use innovative technologies to come up with the wallet.

BOSE TOKEN

BOSE Token is a utility token & the mother currency of BitBose Platform based upon ERC20 using ethereum blockchain means fastest & peer to peer transparent transaction with very low fees.

The token will be in high demand as only the initial 300,000,000 Tokens will be available. 210,000,000 of these will be provided during the public sale. The public sale will be on 16th July to 30th November. The accepted payment methods are BTC and ETH.

The BOSE token can be purchased and sold on internal and external exchanges. The team at Bitbose has launched a third-generation internal exchange in mid-April 2018.

• Token Symbol: BOSE
• Token Sale Starts: July 16, 2018
• Token Sale Ends: November 30, 2018
• Total Supply: 300 Million
• Token Standard: ERC 20
• Soft Cap: $5 Million USD
• Hard Cap: $45 Million USD

How to Buy BOSE Tokens?

Here are quick steps to be followed in order to participate BitBose ICO:

• Create an BitBose account by signing up at https://www.bitbose.com/
• Filled the details with your latest and valid information. 
• Choose your login credentials by choosing desired username and password. 
• Make sure you agree to the BitBose terms and conditions, click “Continue” to proceed.
• An activation link will be sent to the registered e-mail ID, open your email and click on the link and you are now a member of Bitbose Family.
• You will be greeted with three questions which you need to set for security reasons. After that, select the tab ICO/Bitcoin or ICO/Ethereum for purchasing BOSE tokens with Bitcoins or Ethereum.
• If you want to buy using Bitcoins, the next step is depositing your Bitcoins. Click on “Deposit BTC”. 
• Copy the address display or QR code to transfer your bitcoins here from your Bitcoin wallet.
• The final step is to buy the BOSE tokens. Now click on “Buy BOSE tokens”. Fill up the required details and you are now an owner of BOSE tokens.

* The same process is followed with the Ethereum wallet (in case you want to buy BOSE using ETH). All notifications regarding transactions will be sent over email and will be logged in your dashboard as well.

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ABLE: The Revolutionary Blockchain Financial Services

One of the most talked-about topics in the financial services industry today is blockchain. If fully adopted, it will enable banks to process payments more quickly and more accurately while reducing transaction processing costs and the requirement for exceptions.

However, to capitalize on this potential, banks need to build the infrastructure required to create and operate a true global network using solutions based on this transformative technology.

The ABLE project will create a platform that enables cryptocurrency-based banking activities to center around the ABLE account, emanating from the fact that banking activities are carried out primarily through bank accounts. Users propose deposit and loan interest rates through a matching system, eliminating the lending-deposit spread by directly connecting users on a peer-to-peer basis. The ABLE project supports decentralized exchanges and provides decentralized cryptocurrency wealth management services through smart contracts. Ultimately the project aims to evolve into the ABLE Ecosystem through its integration with external systems, including simple payments.

ABLE the blockchain bank has been developing the world’s fourth industrial revolution. And as far as the revolution has begun, also its sequence with the power of blockchain technology. ABLE is a project, completely mission based that is to establish a decentralized blockchain style bank and asset manager, that will operate through the use of smart contracts.

ABLE Project aimed to solve the problem of current banking services with spread margin and centralized cryptocurrency financial services. Develops a matching system that connects depositors and borrowers to provide reliable banking solutions and investment platform on ABLE DEX. The project is the first bank that has been built on a decentralized blockchain bank. The company goal is to create a financial platform, one that will rely on cryptocurrency’s ability to operate with borderless transactions, also derived from mutual funds.

The ABLE platform is built on banking, investment, and micropayments. 

• The banking banking platform focused primarily on Deposits, Lending, and Salary plus your credit score. 
• The investment portion of the decentralized bank will have two primary functional methods for investing, one as an ICO Smart Contract, and two, as a Fund Smart Contract. These are currently the major investment opportunities people have when considering cryptocurrency. 
• The ABLE micropayments will include in Credit, Debit and Mileage Cards as well as 3rd Party Services.

Those three financial terms make up ABLE. Each account started with the platform will contain these. And the purpose is to give users one online source where they can handle all their banking needs, from financing, to investing to payments.

The ABLE Platform is a the revolutionary global blockchain banking system. Their 1st presale hard cap for the company has been reached. You can learn more or buy ABLE at https://www.able-project.io/. The company's whitepaper is available at https://www.able-project.io/data/AB_whitePaper_Eng_180502.pdf, it contains a detailed of the platform explanations and ICO.

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ORBISTransfer: Blockchain Decentralized Money Transfer & Investment

The world of cryptocurrency becomes very dynamic. They never stopped creating type of innovative thinking and out of the box approach makes use of some developers has become a proof for that. One of the new cryptocurrency attempts to change the way you handle money transfers is ORBISTransfer, https://orbistransfer.com/. What is it and how it works? Let's examine in the following article.

What is ORBISTransfer?

ORBISTransfer, where you can find at https://orbistransfer.com/, is a new way to make transactions with simple and easy steps. ORBIS Transfer is a Blockchain based money transfer system that works through a Cryptocurrency token. This technology combined with mobile and desktop software that will give an opportunity for people to make money transfers, investments and payments using self-service machines, and personal smartphones and computers with internet access.

This system has been designed to work via a decentralized transfer mode and provide 24 hours basis, either online or in ORBIS physical branch. This will allow everyone to access benefits provided by cryptocurrency, including low transaction costs, unlimited transactions, quick payments, and deletions geopolitical barriers to payments. This network also offers you some money transfer or investment modes including mobile and desktop apps, NFC or even the ORBIS Card (which will be  introduced soon). 

ORBISTransfer is offering solutions to problem in the cryptocurrency world and all social classes.The developers are aiming to bring a fast, cheap and safe reach to your assets (fiat money and cryptocurrency) with mobile aplications/desktop platform and unique Futuristic Self-Service Branches all over the world.

What are the Important Features?

ORBISTransfer redefines the transfer of money and the investment arena with some innovative concepts. The company made a start with a cryptocurrency-based money transfer and investment options. This concept will involve the use of mobile phones and computers for effective money transfer and investment functions.

Further on the top line will be a NFC assisted transfer mechanism and debit card that will make the public ready for the digital money environment. Free Wireless Point of Sales machines will be provided to vendors, merchants, and other business owners. They can be used to receive payments for the services they provide through their business.

In addition, the service also visualizes plans to launch physical branches around the world. The physical branch will be equipped with ATM machines and AI-based Virtual Assistants. These branches will provide all kinds of financial services including payments, withdrawals, deposits, and investment services.

In fact, digital payments are growing rapidly, and that's what ORBIS wants to use for its working model. A universal transaction service that involves both fiat and cryptocurrency is pretty non-existent today. ORBIS has a big plan to fill this void. We will definitely see a growing market for products introduced by ORBIS Transfer.

How It Works?

ORBISTransfer unique and decentralized platform is unlike any other banking system available today, and it can be used easily by anyone of any age. Although the underlying technology may not be well understood, we see this opacity as a benefit - after all, there is no need to understand the inner workings of the phone to use it!

ORBIS customers will be able to save their money, transfer their funds, invest, and receive credit or funding for their business all with a simple click of a button or tap the screen.

In some cases, there may be customers who can misunderstand or have questions about platforms. They will have the option at all times talking to AI VR's customer service chat robot. This software will be available on desktops, laptops, and mobile devices of all types. There will be step by step instructions for use for each platform.

Who are Behind ORBISTansfer?

Why Choose ORBISTransfer?

With emphasis on cryptocurrency as virtual money that almost equivalent to gold, ORBIS can be seen as a great opportunity to be part of a better and bigger project. New age banking solutions such as NFC Banking, Debit card transactions and some other advanced technology advances make it one of the best options to make it a force to be reckoned with.

You can get more detailed information by visiting the following links: WEBSITE, ANN/BOUNTY THREAD, TELEGRAM

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