Pngme: Mobile Payment, Saving, and Universal Credit Score

While the cryptocurrency markets are in turmoil, the industry continues to build and move forward with exciting new developments. One such development comes from a growing cryptocurrency banking services.

The cryptocurrency banking services provider we speak of is Pngme.com, a digital banking alternative to the traditional brick and mortar banking system and supporter of cryptocurrency. Meet the first account that combines everyday banking features with ones built for the crypto economy. With just a few clicks you can make international payments, Lend and borrow money, and Earn interest on the money saved.

Pngme: Borderless Payments, Lending, and Credit

The reason why cryptocurrencies have not achieved mainstream adoption is that the majority of people still think of them only as another store of value, a risky investment and nothing else. The truth is, Bitcoin and cryptocurrencies are much more than that.

Pngme offers its clients a multifunctional platform of banking service, which represents a hybrid system combining digital and traditional currencies. The use of digital currencies makes operations faster and cheaper, while traditional currencies guarantee practically all-round acceptance and validity. One account combination allows clients simultaneously using advantages of both types of currencies. All main operations of Pngme will be available through mobile bank. 

With Pngme mobile banking, users can receive loans and credits, immediate fund transfer all over the world, and bank deposit opening. Reward programs will also be organized with the possibility to receive loyalty reward on referral system or Pngcoin balance saving. 

Moreover, Pngme mobile banking application concerns to implement Blockchain technology to ultimately achieve a decentralized and cashless society without relying on trusted third parties such as banks. Also, tools such as smart contracts promise to automate many problematic processes in the banking sectors, from compliance and processing requirements to content distributions.

Pngme Features

The Pngme cryptocurrency mobile banking offers the following features:

• Mobile Payments: Low or fee-less mobile payments in your local or digital currency
• Everyday Accounts: Easily create a daily spending account for everyday mobile payments
• Loan Marketplace: Lend and borrow money on Pngme at competitive interest rates
• Credit Score: Algorithmic credit score created from a user's mobile digital footprint
• Piggy Bank: Earn interest on the money saved in your Pngme piggy bank account
• Rewards: Earn Pngcoin rewards when you refer friends and save Pngcoin

Pngcoin (PNG)

The Pngme ecosystem will have its own Pngcoin (PNG). Pngcoins are implemented on the public Ethereum blockchain as an ERC-20 compliant. The total supply is 1,192,258,185 PNG. The initial price of private sale will be 1 PNG = $0.02. 

Token Details

• Name: Pngcoin
• Platform: Ethereum, ERC-20
• Symbol: PNG
• Private Sale Price: $0.02
• Total supply: 1,192,258,185

Pngme Team

Pngme is led by Brendan Playford, Founder/CEO. Brendan has vast experience in FinTech along with comprehensive entrepreneurial background. He also has a strong trend forecasting ability in developing distributed system and blockchain architecture. Thus, the potential of Blockchain technology prompted him to develop Pngme, the mobile cryptocurrency bank.

Other team member of professionals and experts, including:

• Cate Rung, Founder/COO
• Giovanni Valdenegro, Product Designer
• Ashley Wilson, Business Operations
• Mashiat Mutmainnah, Data Science Engineer
• George Mosomi, Engineering
• Peter Okwara, Blockchain Engineering

Pngme Verdict

Pngme will become a fully digital bank, accessible all over the world and at any moment. It will conduct all functions of a typical bank but without any bank departments and front-offices maximum relying on new digital technologies. This will allow Pngme to become one of the most inexpensive banks in the world with a very profitable level of cost-to-profit ratio.

For more information about Pngme, you can visit online today on their Website, Whitepaper, or gain information on their Telegram Group, Twitter, Facebook, and LinkedIn accounts.


Authorship:

Bitcointalk Username: Tpq01349
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=1972940

ZeosX: World First Cryptocurrency Bank

While the cryptocurrency markets are in turmoil, the industry continues to build and move forward with exciting new developments. One such development comes from a growing cryptocurrency bank.

The bank we speak of is ZeosX, a digital banking alternative to the traditional brick and mortar banking system and supporter of cryptocurrency. Meet the first account that combines everyday banking features with ones built for the crypto economy. With just a few clicks you can set up direct debits, make international payments and track your expenses over time.

ZeosX’s Goal: Revolutionize the Traditional Banking Industry

The reason why cryptocurrencies have not achieved mainstream adoption is that the majority of people still think of them only as another store of value, a risky investment and nothing else. The truth is, Bitcoin and cryptocurrencies are much more than that.

ZeosX offer banking security with countless added benefits, it is also created to rewrite history and to change people perception of cryptocurrencies. With zeosX, there is no need for traditional banks and third-party payment networks anymore as zeosX banking components are equipped with the latest groundbreaking finance technologies. From taking a loan, online shopping to even paying for coffee, zeosX have got everything covered. With the gradual decline in the number of users using traditional banking, zeosX will expand even at a faster rate as cryptocurrencies continue to grow. zeosX targeted more than 50 million users in the next 3 years.

zeosX concerns to implement Blockchain technology to ultimately achieve a decentralized and cashless society without relying on trusted third parties such as banks. Also, tools such as smart contracts promise to automate many problematic processes in the banking sectors, from compliance and processing requirements to content distributions.

ZeosX Features

The world's first cryptocurrency bank offers the following features:

A secure wallet to store your coins

What’s blockchain banking without a wallet that ticks all the boxes? Get started with an easy-to-use wallet that puts your privacy and security first.

A smarter way to spend, with The zeosX card

The zeosX debit card is the perfect companion to your bank account. You can have the benefits of zeosX card:

• Monthly savings interest rate
• Earn cashback and ZeoPoints
• Premium limited edition cards

An investment solution with zeosX Loan
Investors can choose whether they want to borrow with or without collateral. Our collateral loan allows clients to get dollars fast without selling any of their crypto-assets. The non-collateral loan also rewards clients with ZeoCash for early repayment.

Features of zeosX Loan:

1. Low interest rate
2. Simple Process
3. Fast Approval
4. No hidden fees

Investments, auction, and lending

ZeosX will be partnering with reputable companies to offer the best crypto insurance to clients. Furthermore, ZeosX smart contract is designed to suggest what are the most suitable insurance for them.

ZeosX Token (ZEOS)

The ZeosX ecosystem will have its own ZEOS token. ZEOS Tokens are implemented on the public Ethereum blockchain as an ERC-20 compliant token. The total token supply is 3,000,000,000 tokens. The initial price of token will be 1 ETH = 3000 ZEOS. In total, for the further development of Bitenny developers intend to collect in the course of public sales of $100,000,000 USD. The token and the fund raised will be distributed in the following manners:

ZeosX Team

ZeosX is led by Anthony W., President/CEO. Anthony has vast experience in marketing along with comprehensive entrepreneurial background. He also has a strong trend forecasting ability in developing business ideas and solutions. Thus, the potential of Blockchain technology prompted him to develop zeosX, the world first cryptocurrency bank.

To bring ZeosX to life, Anthony has assembled a team of professionals and experts, including:

• Ben Wellington, Senior Vice President/CFO
• Patrícia de Menezes Barbosa, Executive Vice President/Finance Director
• Toska Mardian Wurika, Banking And Finance Manager
• Sachin Sharma, Technical Lead Manager
• Nitish Kasar, Senior Blockchain Developer
• Ashwani S., Senior Full-Stack Developer
• Aileen Cerda, International Digital Marketing Manager
• Katrina Velasquez, PR And Communications Manager
• Raizalyn Razo, Business Development Manager
• Nabil Drissi El Bouzaidi, Senior Product Designer
• Avdyl Bytyqi, Finance And Community Manager

Project Contact Information:

Website: https://www.zeosx.io/
ANN Thread: https://bitcointalk.org/index.php?topic=5084715

Whitepaper: https://www.zeosx.io/assets/front/images/zeosX-Whitepaper.pdf
Telegram: http://www.t.me/zeosxlabs
Twitter: https://twitter.com/zeosxlabs
Facebook: https://www.facebook.com/zeosxlabs/
Instagram: https://www.instagram.com/zeosxlabs/
Youtube: https://www.youtube.com/channel/UC8aCApVI3rkF7Nh3gOJ3NZA

AUTHOR:

Bitcointalk Username: Tpq01349
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=1972940
ETH Address: 0xA73fA2565C18218AC6510c8CD3B220F5794f3B84

VELIC: A Comprehensive Solution for ِCrypto-assets

One of the most talked-about topics in the financial services industry today is blockchain. If fully adopted, it will enable banks to process payments more quickly and more accurately while reducing transaction processing costs and the requirement for exceptions.

However, to capitalize on this potential, banks need to build the infrastructure required to create and operate a true global network using solutions based on this transformative technology.

The VELIC project will create a platform that enables cryptocurrency-based banking activities to center around the VELIC Platform, emanating from the fact that banking activities are carried out primarily through bank accounts. Users propose deposit and loan interest rates through a matching system, eliminating the lending-deposit spread by directly connecting users on a peer-to-peer basis. The VELIC project supports Vault, Exchanges, Loan, Investment and Cryptocurrency wealth management services through smart contracts. Ultimately the project aims to transform the crypto-finance experience for everyone.

VELIC the Crypto-Finance Ecosystem has been developing the world’s fourth industrial revolution. And as far as the revolution has begun, also its sequence with the power of blockchain technology. VELIC is a project, completely mission based that is to establish a decentralized blockchain style bank and asset manager, that will operate through the use of smart contracts.

VELIC Project aimed to solve the problem of current finance services with centralized cryptocurrency financial services. Develops a matching system that connects depositors and borrowers to provide reliable banking solutions and investment platform on VELIC Plaform. The project has been built on a decentralized blockchain. The company goal is to create a financial platform, one that will rely on cryptocurrency’s ability to operate with borderless transactions, also derived from mutual funds.

The VELIC platform services are built upon an innovative secure storage infrastructure which simultaneously offers security and accessibility - traits which are typically mutually exclusive. The platform suite of crypto financial services include Asset Management, Loans and Vault Services. The platform will be tied together by the VELIC crypto exchange.

The Vault will securely store access to crypto assets. Includes key loss prevention and solutions for the transfer of assets in case of extreme event.

The Exchange will deliver the best crypto asset trading experience and environment by hosting a safe and transparent crypto-to-crypto trade service.

The investment portion of the platform will have a range of investment products used to achieve varying degrees of exposure to the crypto assets Securely store access to crypto assets.. These are currently the major investment opportunities people have when considering cryptocurrency.

The VELIC Loan feature will allow users to borrow or lend crypto assets at preferential rates.

Those features make up VELIC. Each account started with the platform will contain these. And the purpose is to give users one online source where they can handle all their banking needs, from financing, to investing to trading, and storing crypto-assets.

The VELIC Platform is a the revolutionary global Crypto-Finance Ecosystem. Their Initial Exchange Offering (IEO) will be held in 2019 Q1. You can learn more about VELIC at https://velic.io/. The company's whitepaper is available at https://velic.io/web/download/VELIC_Whitepaper_V1.02.pdf, it contains a detailed of the platform explanations and IEO.

Author:
Bitcointalk Username: tpq01349
Profile Link: https://bitcointalk.org/index.php?action=profile;u=1972940
Email: hasan301069@gmail.com

HubrisOne: Bridging the Gap Between Fiat and Cryptocurrency

Cryptocurrency runs on a decentralized blockchain technology platform – unlike Traditional banking sectors. Cryptocurrencies are playing a huge role in day to day financial transactions but the traditional banks are imposing several regulations that are stopping from fiat to cryptocurrency swapping and vice versa.

Cryptocurrency is creating a revolution when it comes to the financial transactions across the globe but with so many rules and regulations, lack of the contextual information around the transaction, anonymity, and lack of customer service and full banking services are the main issues that are faced by cryptocurrencies in the present situation.

Cryptocurrencies have so many monetary benefits  which will help in improvisation economy of  countries, but mostly scared of the above mentioned consequences and aren't ready to invest in these currencies. This is how a gap formed. In order to bridge the gap, a new age bank named HubrisOne entered into the market. What is HubrisOne? Let's find out in this brief review.

About HubrisOne

HubrisOne is a digital bank supports various types of cryptocurrencies without any hassle and trades them with different type of fiat currencies. Any user who registers themselves with HubrisOne will allow to instantly create EUR, GBP and USD currency denominated bank accounts, or connect their existing bank accounts, and create up to 200 cross-chain cryptocurrency wallets all within a few taps. 

HubrisOne users will also get a separate International Bank Account Number (IBAN) and the Bank Identity Card (BIC) and UK ranking codes and account numbers in seconds, creating a personal accounts ecosystem for savings, college funds, or holiday savings. With this program, users can make their employees pay the salary safely or send invoices, all in their hands.

HubrisOne  will work on two blockchains, this is ERC20 Ethereum as a utility for accessing HubrisOne functions and Stellar blockchain infrastructure, an international money transfers costing a fraction of a cent and settled within 5 seconds. On top of that HubrisOne provides its services for customers available 24/7. This will help the customers who are in various time zones to get access to the customer service without any fuss. 

HubrisOne mission is to connect the old world of finance and banking to the new world of cryptocurrencies. In a new, secure, regulated and user-friendly way. Designed and built from the ground up to open the doors of blockchain technology and cryptocurrency to each person, regardless of location and socioeconomic background.

Benefits of HubrisOne

HubrisOne built and designed to be the connector of the world of banking to the new world of cryptocurrencies. There are huge benefits of HubrisOne to its users. It delivers the following features:

• Period traceability and following of funds, users may recognize once and wherever their transfer is in the slightest degree times
• International payments victimization the stellar blockchain property across international banking payments networks
• A rapid on-demand settlement, after you transfer with quicker payments or SEPA (usually at intervals 2-4 hours)

HubrisOne permits users to consolidate their new and existing portfolios underneath one roof while maintain their fund management company. There're simplifying wealth management solutions for our users by incorporating information power-driven insights and analytics, an enormous breadth of investment finance merchandise, from cryptocurrency indexes to ancient S&P world index and more:

• Withdraw or add funds directly from your HubrisOne checking account in seconds.
• Access third-party funds and wealth manager's victimization the hauteur Token.

HubrisOne Token (HBRS)

The HBRS token is going to be the bloodline of the HubrisApp. It is Application's essential component. It is going to be a useful utility token at intervals the platform, this may enable users, investors, and customers to access the subsequent, the list isn't thorough and any functionalities is also side in due course.

In conclusion, HubrisOne is a new age bank provides various latest and innovative features that will help in using the cryptocurrencies for everyday transactions. Imagine that conversion and Fiat transactions into a cryptocurrency will be carried out in a few taps, there is no need to send cryptocurrency from one supplier to another. All in one application and do not have to rush between exchanges and banks. Users will be able to store and access their cryptocurrency funds directly from the HubrisOne application. Full ownership of keys, freedom, it is planned to add up to 200 cryptocurrencies, as well as altcoins. Simple transfer between a cryptocurrency wallet and yoursHubrisOne bank account, transfers worldwide using a secure HubrisOne debit card, sending cryptocurrency for friends, family or exchanging in a few clicks.

Useful Links:

Website: https://www.hubrisone.com/

Whitepaper: https://drive.google.com/file/d/1enh6bm59MXPMmQ8MVKXs68iShXD45L7p/view

ANN Thread: https://bitcointalk.org/index.php?topic=5039930.0

Telegram: https://t.me/HubrisOneOfficial

Author:

Bitcointalk profile: Tpq01349

MPCX: Digital Wealth Management Platform

The financial services market sector has always been an industry on which great fortunes can be made or lost, and that is always true to say on the initial coin offering market sector too, for you should only invest in projects you fully understand.

However, there really is a lot to like about what MPCX are going to be offering, for they have been busy working on an all in one type of platform that is going to allow people to make financial investments and trades with relative ease.

What Is MPCX?

MPCX is a Digital Crypto Wealth Management blockchain driven financial services platform for crypto investors. MPCX's aim is to aggregate all crypto financial services in one place. MPCX is designed to service entities’ and individual’s needs in the areas of digital wealth management. In the initial stage of this project, a blockchain-driven ecosystem will be created. 

MPCX proposes to create a solution for all the needs of investors. The long-term goal is to aggregate all financial services related to crypto in one platform. The platform will make all the following crypto services available:

• Fully digital client onboarding to reduce costs and provide clients’ with a friendly service.
• Digital cryptocurrency exchange for the top 100 cryptocurrencies by market cap.
• Crypto payments, transactions and banking solutions.
• Custody and wallet solutions to provide secure safekeeping of clients’ funds.
• Three crypto investable indices, crypto AI fund, crypto ETN’s, ICO’s.
• MPCX Trading Solutions will offer full access to the product platform, arbitrage system, a trading terminal and reporting.
• A digital wealth management platform will offer roboadvisory through its “Digital Smart Investment Mandate” which will deliver automatic portfolio rebalancing, crypto lending strategies and reporting.
• MPCX’s ICO promotion and research platform will offer the two-level access to ICOs with full industry coverage.
• MPCX’s crypto lending platform which includes borrower scoring and match loans with lenders potential.

In Addition, the platform will allow clients to pick between the manual and automated execution of the re-balancing strategy. One of the key pivots of MPCX is proof of governance. Everyone who holds the XDMC token will have the ability on the development of the platform. The community will also be rewarded with 50% of the cash flow allocated to token buyback.

MPCX Products

MPCX will entail the creation of a transparent and high-quality digital wealth management platform via a unique range of products:

The Crypto Investable Indices

The top ten coins are in the Crypto Large Cap Index, there is a maximum weight of 20% for every coin. The Mid Cap Index will hold the next twenty coins with a maximum weight placed at 10 percent for every coin to ensure enough diversification. The indices are adjusted and recalculated based on unique methods that are created in-house.

There will also be a Smart Beta Factor Crypto Index, which comprises of 200 coins with 5% maximum allocation for each coin. The weights and constituents of the index are readjusted and recalculated using machine learning and AI. Buy and sell order will be accomplished with the help of smart contracts. This will lead to better efficiency and lower costs.

The Digital Smart Investment Mandate

The DSIM is a unique smart contract that is powered by AI. The protocol processes all the information provided by the client and comes up with a unique digital investment strategy in the context of a client’s digital financial plan.

Besides that, DSIM will implement the investment plan. It will create a crypto portfolio that is based on the investor’s risk tolerance, horizon, liquidity needs, objectives, and their crypto wealth creation goal. It will assist clients to follow up on their course of action during times of market disruptions and panic. This will ensure that investors stay safe from emotional biases and instinctive Responses that can lead to the wrong action.

MPCX Token (XDMC)

The XDMC Token will be the functional tool on the MPCX Platform. XDMC Tokens will be used to pay for the services inside the platform. Once the XDMC Token becomes liquid and popular, it will be used as the internal currency for MPCX banking services.

The XDMC token can be purchased during the ICO or on the exchanges after the first ICO. The portion of XDMC Tokens from the token generating event that will not be distributed during all of the ICO rounds will be allocated to pre ICO and ICO participants on pro rata basis after each round. To participate in the Token allocation, you simply need to hold all XDMC Tokens bought during ICO.

Useful Links:

Website: https://mpcx.co/
Whitepaper: https://drive.google.com/file/d/1gKlwCkRAS_2y3gqyda_DfoZayHw-Qfe9/view
ANN Thread: https://bitcointalk.org/index.php?topic=3443279.0
Bounty Thread: https://bitcointalk.org/index.php?topic=5025510
Facebook: https://web.facebook.com/MPCXPlatform/
Twitter: https://twitter.com/MPCXPlatform
Telegram: https://t.me/MPCXPlatfromCommunity

Author:

Bitcointalk Profile: Tpq01349

Krios: Decentralised Digital Marketing Platform.

Businesses regularly face many challenges. As the business owner, you are tasked with hiring the right people, increasing sales, making payroll, filing taxes and providing quality customer service. Then there’s marketing!

You know you need to market your business to become or remain visible to your target audience. But like most businesses, there are more pressing priorities of operating a business that demand your attention. Your time will be spent on operational issues and you will struggle to find the time to do any marketing at all. Unless, of course, you suddenly notice a lack of sales.

According to a research conducted by LeadPages and Infusionsoft, 47% of the business owners surveyed handle the marketing efforts on their own, struggling to track their return on investment to understand whether their marketing activities are effective.

Here is where Krios comes into play. Krios is introducing a new way to collaborate with marketing professionals from around the globe.

What Is Krios

Krios is a platform meant to bring much satisfaction to stakeholders of the affiliate marketing industry. It is an online-based platform infused with blockchain technology to directly connect businesses with people who work in the social media space (social media influencers). It sets itself apart from competition by seeking to legitimately employ social media personalities for the purposes of product and services marketing.

Krios helps to streamline processes that cater to a company’s various marketing needs, whilst maintaining effectiveness and ease-of-use. Executing a marketing campaign, bringing together a project team that can efficiently work together. Krios will assist and support businesses by setting up and running their media campaigns. Additionally, Krios will run its own digital currency, KRI, to remove any hassles with bank systems and currency conversions.

How It Works

Businesses can build their own campaigns from scratch and monitor their progress until completion directly on the Krios platform. They can hire content managers, social media managers, advertisement managers, graphic designers, copywriters, marketing managers, bloggers, influencers, analysts and more. 

The platform functions include hiring via smart contracts, payment for the team and advertising cost with the Krios coin, monitoring your success, controlling of your ad-spend and much more. Campaigns will each have a dedicated page where business-owners can track the work, progress, and payments of every contributor.

Krios Token (KRI)

Krios KRI Coins are ERC20 standard token based on the Ethereum blockchain. KRI allows users to access the Krios ecosystem and grants for a secure, private and decentralized procedure of confirming and controlling the transactions within the it. KriosCoin is a utility token that can be used as a unit of account between advertisers, publishers, content creators and businesses.

Token Information

Ticker: KRI

Platform: Ethereum

Platform: ERC20

Total Tokens: 650,000,000

Available for Token Sale: 500,000,000

Accepting: ETH, BTC; Fiat

ICO Token price: 1KRI = 0.10 USD

Fundraising Goal: 65,000,000 USD

Useful Links:

Website: https://www.krios.io/

Whitepaper: http://www.krios.io/whitepaper/

Bounty Thread: https://bitcointalk.org/index.php?topic=5017651.0

Facebook: https://web.facebook.com/krios.io

Twitter: https://twitter.com/krios_io

Telegram: https://t.me/kriosICO

Author:
Bitcointalk Profile: Tpq01349
ETH Address: 0xA73fA2565C18218AC6510c8CD3B220F5794f3B84

Platio Smart Banking Ecosystem: An Innovative Solution for The Crypto Challenges

About Platio

Platio is an FCA licensed fintech company. The company platform eliminates the difference between crypto and traditional money. The platform plans to provide a comprehensive offering of services for fiat, stocks and cryptocurrencies as equal partners on a platform which will thus allow a wider audience to familiarize itself with cryptos. 

Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Platio a Smart Banking Ecosystem built-in safeguards, will increase confidence in crypto as an asset and drive its global adoption. Platio holds European licenses for crypto operations and is an Authorised Payment Institution. 

The eventual platform is to be hosted on EOS blockchain, making the project the first complete BaaS (Banking as a Service) solution to be built on EOS technology. The Blockchain will ensure secure, fast and transparent internal business processes. The efficiencies created through Blockchain will increase organizational output and help cut down the transactional costs and processing time associated with traditional banking systems. All the assets within the Platio Ecosystem will be tokenized. Tokenized assets will be used for internal transactions and smart contracts in the Platio Ecosystem.

The Platio Ecosystem will be based on a seamlessly operated mobile and web interface, where users will have all the necessary data and tools at their fingertips to instantly transact with crypto, fiat or stock. The final product offering will also incorporate a payments card whose liquidity will be backed by a number of fiat and crypto currencies.

Platio Features

Platio smart banking plans to build trust with the platform’s unique ‘Asset Guard’ and ‘Smart Escrow’ Features. Both use smart contracts to protect Platio users from the crypto world’s main challenges.

Asset Guard aims to protect customers from market volatility by automatically exchanging funds if conditions are triggered. Even in unpredictable crypto markets, our customers can relax, knowing their funds are being looked after.

Platio’s Smart Escrow feature will hold funds until buyers receive any goods or services purchased while protecting sellers from late or missing payment. Platio will step in to resolve any disputes.

Problems and Solutions

Platio Ecosystem Benefits

• Make deals in crypto and fiat using smart escrow which resolves conflicts between parties
• Protect crypto, fiat and stocks from volatility or access loss risks
• Trade and exchange on one platform in crypto, fiat and stocks
• Receive crypto and fiat via invoicing & processing for businesses and individuals
• Keep crypto, fiat and stocks in one place
• Spend crypto and fiat with plastic or virtual payment cards
• Pay in crypto and fiat using swift/sepa/oct
• Transfer crypto, fiat and stocks for free within platio ecosystem

PGAS Token

In order to stay accessible to the greatest number of potential investors, Platio will be releasing its native PGAS currency as an ERC-20 compliant token on the Ethereum blockchain. Once the EOS infrastructure is in place, the project team will then perform an airswap with its own own side-chain.

The project has set itself a €34.5 million hard cap for its upcoming Initial Token Sale as part of its overall mission to globalize its business model. The company’s closed pre-sale continues until 7th October. Investors joining the open pre-sale after 8th October can expect a 10-15% bonus.

Token Info

Token ticker: PGAS

Platform: EOS

Type: Utility

Standard: ERC-20

Total supply: 397,500,000 PGAS

Available for sale: 258,375,000 PGAS

Price: 1 PGAS = 0.0007 ETH

Accepting: BTC, ETH, BCH

Soft cap: 5,000,000 EUR

Hard cap: 34,500,000 EUR

Useful Links:

Official Website: https://platio.io/

OnePager: https://platio.io/static/docks/platio-onepager.pdf

Whitepaper: https://platio.io/static/docks/platio-whitepaper.pdf
Twitter: https://twitter.com/Platioecosystem
Facebook: https://www.facebook.com/platio.io/

Author:
Bitcointalk Profile: Tpq01349

A review of CafeCoin - The Smart Universal Payment Token

Background

To authorise the payment, the merchant has to connect (usually in real time) to its acquiring partner, often via a payment service provider or gateway. The acquirer then has to communicate via the relevant card brand network with the consumer’s card issuer. The issuer verifies the validity of the card and its ability to service the payment.

This message then passes back down to the merchant via the card brand network and acquiring partner and, assuming all is well, the transaction takes place.

What we really have here is a ledger lookup based on a trust system. The acquiring bank trusts the issuing bank that they will reconcile the payment based on mutual membership of and adherence to the card brands’ rules. Everyone will get their money and the consumer their goods.

However, there are a number of problems with the current system namely;

• There are many players involved and each takes a piece of the pie, each takes a fee somewhere in the chain.
• It’s not actually very secure; the piece of plastic we carry around is very susceptible to misuse and fraud. That’s why a whole industry of PCI DSS has evolved.
• It’s not very friendly to emerging nations, where credit card usage is difficult, from prohibitive fees, set-up costs and bank mistrust to lack of postal systems for safe card delivery and credit verification.
• It’s controlled by a few major card brands.

So with the competition still yet to take hold, the industry is ripe for disruption through blockchain technology and distributed ledgers, but only as long as that process is made as easy, and as quick, as using the incumbent payment methods.

About CafeCoin

CafeCoin is a game-changing blockchain payments platform developed by prominent Ph.D. scientists from Columbia University designed to connect customers and retailers. CafeCoin’s blockchain and mobile App can be used to buy or sell goods anywhere, at anytime, and without the added cost and data exposure that comes with traditional payment processors. With CafeCoin, the credit card fees typically charged can be saved, and that money is passed on to the users as tailored discounts and loyalty rewards.

CafeCoin allows users and retailers to control the historical data they share with each other, and the ability to share that data in return for tailored discounts and promotions. CafeCoin’s anticipated advantages are quick transaction period, minor transaction cost, price steadiness, and ease of use for both purchasers and sellers due to the smart UI of CafeCoin mobile app. CafeCoin’s preset transactional structure virtually eliminates transaction costs traditionally paid by merchants and consumer.

CafeCoin forwards compelling ongoing market demand, and is supposed to originally be powered by either Stellar Consensus Protocol or Ethereum. Although CafeCoin is intended to be primarily utilized in the coffee shops, it is altogether a utility token of broad application, so it can be seen as a universal payment tool for any products or commodities.

CafeCoin Benefits

The CafeCoin Foundation envisions a system that will satisfy global demand for the mass market crypto addresses. This is the fundamental roadblock to the broad commercial adoption of crypto. It will achieve mass adoption in this manner:

Building Corporate Relationships

Beginning with the high margin retail coffee shops, it will offer incentives for the merchant and consumer adoption.

Innovative Payments Infrastructure

With an infrastructure powered by the blockchain, it will be possible to achieve high volumes of near real-time transactions. All this will take place at a minimal fee in the marketplace.

Simplify Payment Processes

Besides making it easy for the average Joe to understand how to pay in crypto, this project will also work to improve liquidity.

Other solutions by this project will include offering a structure that addresses the issue of volatility. Besides that, they will allow merchants and consumers to interact with ease, utilize exchanges to trade, and convert CafeCoin.

CafeCoin Token

Token Name: CAFECOIN
Platform: Ethereum
Standard: ERC20
Total Tokens: 100,000,000 
Private Sale: 2,500,000 
Public Sale: 30,000,000 
Price in ICO: $3.00 
Accepted: BTC, ETH, LTC, RPL, XRM, XRP, TETHER
Soft Cap: $15M
Hard Cap: $30M

Useful Links:

Website: https://cafe-coin.com/
Whitepaper: https://cafe-coin.com/CafeCoinWhitePaperEnglish_V1-0.pdf
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Bitcointalk Profile: Tpq01349

Integrity: Empowering The Small Business Marketing

Business Idea

Small businesses regularly face many challenges. As the business owner, you are tasked with hiring the right people, increasing sales, making payroll, filing taxes and providing quality customer service. Then there’s marketing!

You know you need to market your business to become or remain visible to your target audience. But like most small businesses, there are more pressing priorities of operating a business that demand your attention. Your time will be spent on operational issues and you will struggle to find the time to do any marketing at all. Unless, of course, you suddenly notice a lack of sales.

According to research conducted by LeadPages and Infusionsoft, 47% of the small business owners surveyed handle the marketing efforts on their own, struggling to track their return on investment to understand whether their marketing activities are effective.

Here is where Integrity.one comes into play. In order to solve the marketing problem faces by small business, Integrity.one believes that A Growth as a Service​ platform is a solution to empower small businesses to win.

Integrity.one Platform

Integrity.one is a business to business platform that matches small businesses and marketing providers (people, process ,technology) and creates powerful incentives to deliver fair and accessible growth on demand. Integrity mission is to build a self-sustaining crypto ecosystem of small businesses, experts, freelancers and technology providers that are incentivized to Grow, Co-Create and Prosper.

Integrity is a Growth as a Service platform based on the Proof of Wisdom, Proof of Reputation and  Proof of Results (PoWR2) protocol. The trustless protocols that enables distributed entities (people, process and technology) to join forces and deliver more value together.

Proof of Wisdom

wisdom

“Uncover why the derived knowledge is applied by individuals in a

specific way. i.e. finding the reason behind any decision-making..”

– CertGuidance

We could not achieve exceptional growth without experts who spent years mastering a niche and perfecting their craft. Growth hacking requires a good dose of both art and science. These are the masters who know what works, how to make it work and why it works. They have what’s referred to, in knowledge management, as the highest and most valuable form of knowledge: they possess wisdom.

Proof of Reputation

To execute those processes correctly, we need people with the right attitude/aptitudes to deliver the best results. Those are the honest people who care and have what it takes to get the job done right. They’re reputable players in the ecosystem. They spent years doing good work, building their name and reputation. They’re the ones we can count on to build and manage what the experts recommend and for their process to deliver growth..

Proof of Results

And finally, those people need the right tools to execute those processes efficiently. Software is meant to deliver efficiency. There are thousands of marketing tools and pieces of code out there. But only a fraction delivers the results we need to fuel consistent growth. Thousands of hours spent implementing different technology across thousands of funnels enable growth hackers and marketers to follow the science, and pinpoint the right pieces of software and code to deliver the most value.

Integrity.one Token Sale

In order to fund the development of the platform and the growth of the ecosystem, Integrity.one have designed a series of successive token release events/token sales tied to the roadmap, the progress and the evolution of the platform. The first token sale will allow backers and members of the community to pre-order growth to fund the development of the platform.

As the platform delivers business growth, the demand for the token will increase and apply upward pressure on the price. Once the price reaches a certain predetermined threshold, the next token sale will release the next wave of token. The increase in supply helps to reduce price pressure and avoid excessive speculation.

The funds allow the team to further improve the platform, invest in growth and increase the necessary reach and distribution as the ecosystem grows. The cycle repeats whenever the price reaches one of the predetermined thresholds and every cycle contributes to expand the circular economy, for the mutual benefit of all the participant in the ecosystem.

Useful Links:

WEBSITE: https://integrity.one/
WHITEPAPER: https://integrity.one/wp-content/uploads/2018/08/White-Paper-Draft-Integrity-%E2%80%93-Unleash-the-Power-of-Small-Business-1.pdf
BOUNTY THREAD: https://bitcointalk.org/index.php?topic=4968680.0
TWITTER: https://twitter.com/IntegrityOne_ai
FACEBOOK: https://web.facebook.com/groups/integrityone/
TELEGRAM: https://t.me/joinchat/Hu4rn03kjBlryJVnsLTNaQ

Author:

Bitcointalk Profile: Tpq01349